Millions of individuals do not have any life insurance plan. That is not the group you want to be a part of!
As the name shows, accidental death and dismemberment insurance protects the death that occurs due to accident. AD&D insurance provides a handsome amount of cash benefits to your family or spouse if you are killed or seriously injured accidentally.
The benefits that are given by AD&D insurance can be used to hold your family’s fundamental requirements and also plays a crucial role to cater to your medical expenses respectively.
It can also be used to upgrade your life insurance quotations. If you have taken this instant term life insurance quote, you and your family have adequate financial resources to maintain your living standards if you come across any mishap or accidental scenario. Accidental death and dismemberment insurance policy also provide you with additional financial safety to your family and loved ones when you are in a critical situation.
Knowing that your loved ones are cared for if you are not around them is the nest level satisfaction. It’s not only money; it’s so much more!
Coverage for the accidental death-insurance policy
By getting individual term life insurance quotes, you will receive life benefits like the amount depends upon the injury type. AD&D insurance policy the average amount that you buy, as it depends on the level of your injury. For instance, if you lost any of your organ such as arm or leg in an accident than AD&D insurance policy will provide coverage of 50% and if you lost more than two of your organs than you are provided with 100% of coverage respectively.
What elements are covered by the AD&D insurance policy?
AD&D insurance policy is only responsible for the coverage of deaths and injuries that takes place from any accident i.e. inherited diseases or illness will not count in this policy.
Heart attacks or strokes will also be excluded. The deaths of injuries occurred because of any accidents will be overcome by the policies. The accidents can be occurred at home, at workplaces, during travelling and similar events.
Life is unpredictable; you never know what comes next; be ready for the worst circumstances!